Recent Changes for "Reusable Gift Cards" - Davis Wikihttp://daviswiki.org/Reusable_Gift_CardsRecent Changes of the page "Reusable Gift Cards" on Davis Wiki.en-us Reusable Gift Cardshttp://daviswiki.org/Reusable_Gift_Cards2013-02-10 20:33:23MaxLucasrevised <div id="content" class="wikipage content"> Differences for Reusable Gift Cards<p><strong></strong></p><table> <tr> <td> <span> Deletions are marked with - . </span> </td> <td> <span> Additions are marked with +. </span> </td> </tr> <tr> <td> Line 35: </td> <td> Line 35: </td> </tr> <tr> <td> <span>-</span> * If you register your card online you can get a new card if you lose your old card. Earn points towards discounts on drink prices. Free <span>drink with whole bean purchase. Free </span>Drink Coupon mailed to you on your birthday. </td> <td> <span>+</span> * If you register your card online you can get a new card if you lose your old card. Earn points towards discounts on drink prices. Free Drink Coupon mailed to you on your birthday. </td> </tr> </table> </div> Reusable Gift Cardshttp://daviswiki.org/Reusable_Gift_Cards2010-12-25 01:16:05Wes-P <div id="content" class="wikipage content"> Differences for Reusable Gift Cards<p><strong></strong></p><table> <tr> <td> <span> Deletions are marked with - . </span> </td> <td> <span> Additions are marked with +. </span> </td> </tr> <tr> <td> Line 36: </td> <td> Line 36: </td> </tr> <tr> <td> </td> <td> <span>+ * Starbuck's also has a wide variety of designs for their gift cards, creating a collector's market for them.</span> </td> </tr> </table> </div> Reusable Gift Cardshttp://daviswiki.org/Reusable_Gift_Cards2010-12-25 01:00:35Wes-P <div id="content" class="wikipage content"> Differences for Reusable Gift Cards<p><strong></strong></p><table> <tr> <td> <span> Deletions are marked with - . </span> </td> <td> <span> Additions are marked with +. </span> </td> </tr> <tr> <td> Line 32: </td> <td> Line 32: </td> </tr> <tr> <td> <span>-</span> * ["Drom's Comics and Cards"]- No purchase fee, <span>no minimum requirement or p</span>reset value.<br> - *<span>&nbsp;["Gap"] - No purchase fee, tax at time of check out, not time of sale... Preset values<br> - * ["Starbucks"] - No fee. Cashier will ask you how much you want to put on the card.</span> If you register your card online you can get a new card if you lose your old card. Earn points towards discounts on drink prices. Free drink with whole bean purchase. Free Drink Coupon mailed to you on your birthday.<br> - * ["T<span>arget</span>"] - No fee. <span>Cashier will ask you how much you want to put on the card.<br> - * ["Trader Joe's"] - No fee. Cashier will ask you how much you want to put on the card.</span> </td> <td> <span>+</span> * ["Drom's Comics and Cards"]- No <span>fee, no minimum requirement or preset value.<br> + * ["Gap"] - No </span>purchase fee, <span>tax at time of check out, not time of sale... P</span>reset value.<br> <span>+ * ["Starbucks"] </span>- <span>No fee. No preset value. Many Perks:<br> + </span> * If you register your card online you can get a new card if you lose your old card. Earn points towards discounts on drink prices. Free drink with whole bean purchase. Free Drink Coupon mailed to you on your birthday.<br> <span>+ * ["Target"] </span>- <span>No fee. No preset value.<br> + </span> * ["T<span>rader Joe's</span>"] - No fee. <span>No preset value.</span> </td> </tr> </table> </div> Reusable Gift Cardshttp://daviswiki.org/Reusable_Gift_Cards2010-12-25 00:50:52Wes-P <div id="content" class="wikipage content"> Differences for Reusable Gift Cards<p><strong></strong></p><table> <tr> <td> <span> Deletions are marked with - . </span> </td> <td> <span> Additions are marked with +. </span> </td> </tr> <tr> <td> Line 24: </td> <td> Line 24: </td> </tr> <tr> <td> <span>-</span> * If damaged or made to be unreadable, potential of losing the credit still remaining on the card (unless you can show a receipt proving how much is available on it or if you register you card online such as with Starbucks). Gift cards should be treated as cash. </td> <td> <span>+</span> * If damaged or made to be unreadable, potential of losing the credit still remaining on the card (unless you can show a receipt proving how much is available on it or if you register you<span>r</span> card online such as with Starbucks). Gift cards should be treated as cash. </td> </tr> <tr> <td> Line 34: </td> <td> Line 34: </td> </tr> <tr> <td> <span>- </span> *["Starbucks"] - No fee. Cashier will ask you how much you want to put on the card. If you register your card online you can get a new card if you lose your old card. Earn points towards discounts on drink prices. Free drink with whole bean purchase. Free Drink Coupon mailed to you on your birthday. </td> <td> <span>+</span> *<span>&nbsp;</span>["Starbucks"] - No fee. Cashier will ask you how much you want to put on the card. If you register your card online you can get a new card if you lose your old card. Earn points towards discounts on drink prices. Free drink with whole bean purchase. Free Drink Coupon mailed to you on your birthday. </td> </tr> </table> </div> Reusable Gift Cardshttp://daviswiki.org/Reusable_Gift_Cards2010-12-25 00:08:06CovertProfessoranother disadvantage, one possible advantage <div id="content" class="wikipage content"> Differences for Reusable Gift Cards<p><strong></strong></p><table> <tr> <td> <span> Deletions are marked with - . </span> </td> <td> <span> Additions are marked with +. </span> </td> </tr> <tr> <td> Line 18: </td> <td> Line 18: </td> </tr> <tr> <td> </td> <td> <span>+ * Some people think that gift cards are more personal than cash or more fun.</span> </td> </tr> <tr> <td> Line 26: </td> <td> Line 27: </td> </tr> <tr> <td> </td> <td> <span>+ * The gift recipient may find themselves poring over the legal details in the FAQ linked to above. Cash is simpler.</span> </td> </tr> </table> </div> Reusable Gift Cardshttp://daviswiki.org/Reusable_Gift_Cards2010-12-25 00:01:57CovertProfessor(quick edit) <div id="content" class="wikipage content"> Differences for Reusable Gift Cards<p><strong></strong></p><table> <tr> <td> <span> Deletions are marked with - . </span> </td> <td> <span> Additions are marked with +. </span> </td> </tr> <tr> <td> Line 14: </td> <td> Line 14: </td> </tr> <tr> <td> <span>-</span> * if the electronic gift card is ever lost or stolen, some retailers(but not all) have a record of the transaction and will issue a refund or a new card for the amount remaining. Target will issue refunds with a receipt. Starbucks will issue a new card if you register your card online. </td> <td> <span>+</span> * if the electronic gift card is ever lost or stolen, some retailers<span>&nbsp;</span>(but not all) have a record of the transaction and will issue a refund or a new card for the amount remaining. Target will issue refunds with a receipt. Starbucks will issue a new card if you register your card online. </td> </tr> </table> </div> Reusable Gift Cardshttp://daviswiki.org/Reusable_Gift_Cards2010-12-25 00:01:37CovertProfessor(quick edit) <div id="content" class="wikipage content"> Differences for Reusable Gift Cards<p><strong></strong></p><table> <tr> <td> <span> Deletions are marked with - . </span> </td> <td> <span> Additions are marked with +. </span> </td> </tr> <tr> <td> Line 23: </td> <td> Line 23: </td> </tr> <tr> <td> <span>-</span> * If damaged or made to be unreadable, potential of losing the credit still remaining on the card (unless you can show a receipt proving how much is available on it or if you register you card online such as with Starbucks) Gift cards should be treated as cash. </td> <td> <span>+</span> * If damaged or made to be unreadable, potential of losing the credit still remaining on the card (unless you can show a receipt proving how much is available on it or if you register you card online such as with Starbucks)<span>.</span> Gift cards should be treated as cash. </td> </tr> </table> </div> Reusable Gift Cardshttp://daviswiki.org/Reusable_Gift_Cards2010-12-25 00:01:16CovertProfessor(quick edit) <div id="content" class="wikipage content"> Differences for Reusable Gift Cards<p><strong></strong></p><table> <tr> <td> <span> Deletions are marked with - . </span> </td> <td> <span> Additions are marked with +. </span> </td> </tr> <tr> <td> Line 24: </td> <td> Line 24: </td> </tr> <tr> <td> <span>-</span> * Some locations have either a preset value or minimum value amount requirements (<span>i.e.</span> Trader Joe's and Target cards can be issued in almost any amount that you choose) </td> <td> <span>+</span> * Some locations have either a preset value or minimum value amount requirements (<span>but</span> Trader Joe's and Target cards can be issued in almost any amount that you choose) </td> </tr> </table> </div> Reusable Gift Cardshttp://daviswiki.org/Reusable_Gift_Cards2010-12-24 23:59:09CovertProfessoranother disadvantage <div id="content" class="wikipage content"> Differences for Reusable Gift Cards<p><strong></strong></p><table> <tr> <td> <span> Deletions are marked with - . </span> </td> <td> <span> Additions are marked with +. </span> </td> </tr> <tr> <td> Line 25: </td> <td> Line 25: </td> </tr> <tr> <td> </td> <td> <span>+ * If the giftee doesn't want anything from the vendor you picked, then the money is unusable for them or they have to find some other way to get their present (re-gift the card, sell the card, etc). Cash is easier.</span> </td> </tr> </table> </div> Reusable Gift Cardshttp://daviswiki.org/Reusable_Gift_Cards2010-12-24 23:57:05CovertProfessor <div id="content" class="wikipage content"> Differences for Reusable Gift Cards<p><strong></strong></p><table> <tr> <td> <span> Deletions are marked with - . </span> </td> <td> <span> Additions are marked with +. </span> </td> </tr> <tr> <td> Line 7: </td> <td> Line 7: </td> </tr> <tr> <td> <span>-</span> There are also pre-paid debit cards that have a fee of around $4.95 that are issued by Visa, Mastercard, Discover, or American Express. These types of cards come in preset amounts such as $25, $50, or $100. These types of pre-paid debit cards can be used anywhere Visa, Mastercard, or American Express are accepted. They are good until their value runs out. California law provides some protections for consumers (see [http://www.dca.ca.gov/publications/legal_guides/s-11.shtml this FAQ]); for example, service fees for non-use can only be charged in very special circumstances. </td> <td> <span>+</span> There are also pre-paid debit cards that have a fee of around $4.95 that are issued by Visa, Mastercard, Discover, or American Express. These types of cards come in preset amounts such as $25, $50, or $100. These types of pre-paid debit cards can be used anywhere Visa, Mastercard, or American Express are accepted. They are good until their value runs out.<span><br> + <br> +</span> California law provides some protections for consumers (see [http://www.dca.ca.gov/publications/legal_guides/s-11.shtml this FAQ]); for example, service fees for non-use can only be charged in very special circumstances. </td> </tr> </table> </div> Reusable Gift Cardshttp://daviswiki.org/Reusable_Gift_Cards2010-12-24 23:56:22CovertProfessorfixing grammar; correcting service fees <div id="content" class="wikipage content"> Differences for Reusable Gift Cards<p><strong></strong></p><table> <tr> <td> <span> Deletions are marked with - . </span> </td> <td> <span> Additions are marked with +. </span> </td> </tr> <tr> <td> Line 1: </td> <td> Line 1: </td> </tr> <tr> <td> <span>- Reusable Gift Cards are credit card sized cards which may be purchased at a retailer. The advantages of the cards included ease of use and storage. Not all gift cards are reloadable. Cards that are reloadable have multiple use opportunities. Some retailers, might give a special discount for using their locations gift card either in addition to or in lieu of other discounts, however this is rare. The retailer usually charges tax at time of redemption, not at initial purchase of the card. The person that receives the "gift card" still has to pay tax at the time of check-out. Very few retailers waive the tax altogether.</span> </td> <td> <span>+ '''Reusable Gift Cards''' are credit card sized cards which may be purchased at a retailer. The advantages of the cards include ease of use and storage. Cards that are reloadable have multiple use opportunities, but not all cards are reloadable. Some retailers might give a special discount for using their location's gift card either in addition to or in lieu of other discounts; however, this is rare. The retailer usually charges tax at time of redemption, not at initial purchase of the card, so that the person that receives the "gift card" still has to pay tax at the time of check-out. Very few retailers waive the tax altogether.</span> </td> </tr> <tr> <td> Line 5: </td> <td> Line 5: </td> </tr> <tr> <td> <span>-</span> The card is purchased at the retailer. Gift cards issued by the actual store are usually free of any fees. This value is now stored in an account maintained by the retailer<span>,</span> that can be accessed for purchases exclusively at that retailer. </td> <td> <span>+</span> The card is purchased at the retailer. Gift cards issued by the actual store are usually free of any fees. This value is now stored in an account maintained by the retailer that can be accessed for purchases exclusively at that retailer. </td> </tr> <tr> <td> Line 7: </td> <td> Line 7: </td> </tr> <tr> <td> <span>- <br> -</span> There are also pre-paid debit cards that have a fee of around $4.95 that are issued by Visa, Mastercard, Discover, or American Express. These types of cards come in preset amounts such as $25, $50, or $100. These types of pre-paid debit cards can be used anywhere Visa, Mastercard, or American Express are accepted. They are good until their value runs out. <span>These types of cards often come </span>w<span>ith inactivity fees. If the card is not used </span>w<span>ithin a certain amount of time, an inactivity fee is char</span>g<span>ed and the value of the card will </span>g<span>o down. These cards can</span> be <span>a bad idea since the fees take a l</span>arge<span>&nbsp;percentage out of the value of the card. This is how Visa, Mastercard, Discover, and American Express rip off people. They prey on the ignorance of people to their fees. It would be better to just give cash to a person instead.</span> </td> <td> <span>+</span> There are also pre-paid debit cards that have a fee of around $4.95 that are issued by Visa, Mastercard, Discover, or American Express. These types of cards come in preset amounts such as $25, $50, or $100. These types of pre-paid debit cards can be used anywhere Visa, Mastercard, or American Express are accepted. They are good until their value runs out. <span>California la</span>w<span>&nbsp;provides some protections for consumers (see [http://</span>w<span>ww.dca.ca.</span>g<span>ov/publications/le</span>g<span>al_guides/s-11.shtml this FAQ]); for example, service fees for non-use can only</span> be <span>ch</span>arge<span>d in very special circumstances.</span> </td> </tr> </table> </div> Reusable Gift Cardshttp://daviswiki.org/Reusable_Gift_Cards2010-12-24 23:45:42MaxLucasreworded for clarity <div id="content" class="wikipage content"> Differences for Reusable Gift Cards<p><strong></strong></p><table> <tr> <td> <span> Deletions are marked with - . </span> </td> <td> <span> Additions are marked with +. </span> </td> </tr> <tr> <td> Line 1: </td> <td> Line 1: </td> </tr> <tr> <td> <span>- Reusable Gift Cards are credit card type cards which may be purchased at a retailer for use at their store. The advantages of the cards included ease of use, storage and their multiple use opportunities. Most retailers, if not all, give a special discount for using their locations gift card either in addition to or in lieu of other discounts. Often, when acquiring these cards, the retailer will charge tax at time of redemption, not time of sale, meaning the person receiving the "gift" still has to pay tax at time of check-out. Some retailers either waive the tax altogether or charge it at time of purchase/refill saving the giftee from having to dig for pocket change.</span> </td> <td> <span>+ Reusable Gift Cards are credit card sized cards which may be purchased at a retailer. The advantages of the cards included ease of use and storage. Not all gift cards are reloadable. Cards that are reloadable have multiple use opportunities. Some retailers, might give a special discount for using their locations gift card either in addition to or in lieu of other discounts, however this is rare. The retailer usually charges tax at time of redemption, not at initial purchase of the card. The person that receives the "gift card" still has to pay tax at the time of check-out. Very few retailers waive the tax altogether.</span> </td> </tr> <tr> <td> Line 5: </td> <td> Line 5: </td> </tr> <tr> <td> <span>- The card is picked up at the retailer, either for free or for a nominal fee of up to $4.95, and filled with either a set value or, at some locations, filled with however much you wish to fill it with. This value is now stored in an account maintained by the retailer, that can be accessed for purchases exclusively at that retailer. It functions much like a Visa Giftcard, with the exception being it is only for the retailer you purchased it from.</span> </td> <td> <span>+ The card is purchased at the retailer. Gift cards issued by the actual store are usually free of any fees. This value is now stored in an account maintained by the retailer, that can be accessed for purchases exclusively at that retailer.<br> + <br> + <br> + There are also pre-paid debit cards that have a fee of around $4.95 that are issued by Visa, Mastercard, Discover, or American Express. These types of cards come in preset amounts such as $25, $50, or $100. These types of pre-paid debit cards can be used anywhere Visa, Mastercard, or American Express are accepted. They are good until their value runs out. These types of cards often come with inactivity fees. If the card is not used within a certain amount of time, an inactivity fee is charged and the value of the card will go down. These cards can be a bad idea since the fees take a large percentage out of the value of the card. This is how Visa, Mastercard, Discover, and American Express rip off people. They prey on the ignorance of people to their fees. It would be better to just give cash to a person instead.</span> </td> </tr> <tr> <td> Line 10: </td> <td> Line 13: </td> </tr> <tr> <td> <span>- * if the electronic gift card is ever lost or stolen, MOST (not all) retailers have a record of the transaction and will issue a refund or a new card for the amount remaining.<br> - * Being reusable, they can be filled with more credit and with any amount saving the frustration and worry that can be associated with carrying cold, hard cash.<br> - * Special discounts for using them at most locations.<br> - * Traceable</span> </td> <td> <span>+ * if the electronic gift card is ever lost or stolen, some retailers(but not all) have a record of the transaction and will issue a refund or a new card for the amount remaining. Target will issue refunds with a receipt. Starbucks will issue a new card if you register your card online.<br> + * Reusable cards can be filled with more money and can prevent the frustration and worry that can be associated with carrying cold, hard cash.<br> + * Special discounts for using them at some stores.<br> + * Traceable: Some stores such as Starbucks have websites where you can view previous purchases and view your balance. Prepaid debit cards such as American Express also have a website where you can view your previous purchases and check your balance.</span> </td> </tr> <tr> <td> Line 17: </td> <td> Line 20: </td> </tr> <tr> <td> <span>-</span> * They are plastic and not very environmentally friendly. </td> <td> <span>+</span> * They are plastic and not very environmentally friendly.<span>&nbsp;(Target, Borders, Starbucks, etc. will either recycle or dispose of your cards when empty)</span> </td> </tr> <tr> <td> Line 19: </td> <td> Line 22: </td> </tr> <tr> <td> <span>-</span> * If damaged or made <span>ot</span> be unreadable, potential of losing the credit still remaining on the card (unless you can show a receipt proving how much is available on it)<br> <span>-</span> * Some locations have either a preset value or minimum value amount requirements<span><br> - = Local Retailers who use personalized Gift Cards =</span> </td> <td> <span>+</span> * If damaged or made <span>to</span> be unreadable, potential of losing the credit still remaining on the card (unless you can show a receipt proving how much is available on it<span>&nbsp;or if you register you card online such as with Starbucks</span>)<span>&nbsp;Gift cards should be treated as cash.</span><br> <span>+</span> * Some locations have either a preset value or minimum value amount requirements<span>&nbsp;(i.e. Trader Joe's and Target cards can be issued in almost any amount that you choose)</span> </td> </tr> <tr> <td> Line 23: </td> <td> Line 25: </td> </tr> <tr> <td> <span>- * ["Costco"] - free or no? Minimum amount or preset value?<br> - * ["Drom's Comics and Cards"]- No purchase fee, no minimum requirement or preset value</span> </td> <td> <span>+ = Local Retailers who use Gift Cards =<br> + <br> + * ["Costco"] - No fee. Available in preset amounts ranging from $25-$1000. Card allows non-members access to Costco.<br> + * ["Drom's Comics and Cards"]- No purchase fee, no minimum requirement or preset value.</span> </td> </tr> <tr> <td> Line 26: </td> <td> Line 30: </td> </tr> <tr> <td> <span>- * ["Trader Joe's"] - Free or no? Minimum amount or preset value?</span> </td> <td> <span>+ *["Starbucks"] - No fee. Cashier will ask you how much you want to put on the card. If you register your card online you can get a new card if you lose your old card. Earn points towards discounts on drink prices. Free drink with whole bean purchase. Free Drink Coupon mailed to you on your birthday.<br> + * ["Target"] - No fee. Cashier will ask you how much you want to put on the card.<br> + * ["Trader Joe's"] - No fee. Cashier will ask you how much you want to put on the card.</span> </td> </tr> </table> </div> Reusable Gift Cardshttp://daviswiki.org/Reusable_Gift_Cards2010-12-24 14:57:04Wes-PNeeds more info, but it's a start and informative <div id="content" class="wikipage content"> Differences for Reusable Gift Cards<p><strong></strong></p><table> <tr> <td> <span> Deletions are marked with - . </span> </td> <td> <span> Additions are marked with +. </span> </td> </tr> <tr> <td> Line 1: </td> <td> Line 1: </td> </tr> <tr> <td> </td> <td> <span>+ Reusable Gift Cards are credit card type cards which may be purchased at a retailer for use at their store. The advantages of the cards included ease of use, storage and their multiple use opportunities. Most retailers, if not all, give a special discount for using their locations gift card either in addition to or in lieu of other discounts. Often, when acquiring these cards, the retailer will charge tax at time of redemption, not time of sale, meaning the person receiving the "gift" still has to pay tax at time of check-out. Some retailers either waive the tax altogether or charge it at time of purchase/refill saving the giftee from having to dig for pocket change.<br> + <br> + = How They Work =<br> + <br> + The card is picked up at the retailer, either for free or for a nominal fee of up to $4.95, and filled with either a set value or, at some locations, filled with however much you wish to fill it with. This value is now stored in an account maintained by the retailer, that can be accessed for purchases exclusively at that retailer. It functions much like a Visa Giftcard, with the exception being it is only for the retailer you purchased it from.<br> + <br> + == Advantages ==<br> + <br> + * No more losing or accidentally destroying/washing those bulky and fragile paper gift certificates.<br> + * if the electronic gift card is ever lost or stolen, MOST (not all) retailers have a record of the transaction and will issue a refund or a new card for the amount remaining.<br> + * Being reusable, they can be filled with more credit and with any amount saving the frustration and worry that can be associated with carrying cold, hard cash.<br> + * Special discounts for using them at most locations.<br> + * Traceable<br> + <br> + == Disadvantages ==<br> + <br> + * They are plastic and not very environmentally friendly.<br> + * Tend to reduce fair competition (if you have the card, why go to the competitor... also known as Loyalty Guilt).<br> + * If damaged or made ot be unreadable, potential of losing the credit still remaining on the card (unless you can show a receipt proving how much is available on it)<br> + * Some locations have either a preset value or minimum value amount requirements<br> + = Local Retailers who use personalized Gift Cards =<br> + <br> + * ["Costco"] - free or no? Minimum amount or preset value?<br> + * ["Drom's Comics and Cards"]- No purchase fee, no minimum requirement or preset value<br> + * ["Gap"] - No purchase fee, tax at time of check out, not time of sale... Preset values<br> + * ["Trader Joe's"] - Free or no? Minimum amount or preset value?</span> </td> </tr> </table> </div>