Recent Changes for "Student Health Insurance Plan" - Davis Wiki

Student Health Insurance Plan

StaceyEllis — 2009-05-13 15:23:13

(quick edit)

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- SHIP also includes dental insurance, through Delta Dental. The annual maximum benefit is $750 annually. Basic services are usually covered 100%, and ussually 90% for fillings. They do not cover crowns. Most dentists in Davis accept this insurance, if you want to know for sure just call the office to find out.	+ SHIP also includes dental insurance, through Delta Dental. The annual maximum benefit is $750 annually. Basic services are usually covered 100%, and usually 90% for fillings. They do not cover crowns. Most dentists in Davis accept this insurance, if you want to know for sure just call the office to find out.

Student Health Insurance Plan

DagonJones — 2009-05-13 14:19:14

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- SHIP also includes dental insurance, through Delta Dental. The annual maximum benefit is $750 annually. Basic services are usually covered 100%, and ussually 90% for fillings. They do not cover crowns.	+ SHIP also includes dental insurance, through Delta Dental. The annual maximum benefit is $750 annually. Basic services are usually covered 100%, and ussually 90% for fillings. They do not cover crowns. Most dentists in Davis accept this insurance, if you want to know for sure just call the office to find out.

Student Health Insurance Plan

DagonJones — 2009-05-13 14:18:10

correcting maximum benefit

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- SHIP also includes dental insurance, through Delta Dental. The annual maximum benefit is $500 annually. Basic services are usually covered 100%, and a certain percentage for fillings. They do not cover crowns.	+ SHIP also includes dental insurance, through Delta Dental. The annual maximum benefit is $750 annually. Basic services are usually covered 100%, and ussually 90% for fillings. They do not cover crowns.

Student Health Insurance Plan

JasonAller — 2008-08-10 22:53:38

link fixes

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	+ + ''As someone who's never had "real" health insurance (my parents are self employed) this seems pretty cool. They co-pay drugs and paid for half of my ["glasses"]. I think it's great, but somone coming from Kaiser or a different health insurance company may have a different oppinion'' - ["Users/ArlenAbraham"]
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- ''As someone who's never had "real" health insurance (my parents are self employed) this seems pretty cool. They co-pay drugs and paid for half of my ["glasses"]. I think it's great, but somone coming from Kaiser or a different health insurance company may have a different oppinion'' - ["ArlenAbraham"]	+ ''2006-03-06 13:23:27'' [[nbsp]] Insurance is great...try asking the 40 million Americans living without and suffering as a result. USHIP has its ups and downs. Frankly, I bristle at the fact that they don't also advocate low-income students to sign up for Medi-cal...they foist it on all students, regardless of economic background and capability to pay. WRONG. They should allow Medi-cal as an option. Funny, with their less-than-forgiving out-of-network charges, I'm going to be out $300. That's $229 for the insurance for 3 months, and $300 on top of that. Shitty, i say, shitty small networks do that. --["Users/QuynhNhuNguyen"]
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- ''2006-03-06 13:23:27'' [[nbsp]] Insurance is great...try asking the 40 million Americans living without and suffering as a result. USHIP has its ups and downs. Frankly, I bristle at the fact that they don't also advocate low-income students to sign up for Medi-cal...they foist it on all students, regardless of economic background and capability to pay. WRONG. They should allow Medi-cal as an option. Funny, with their less-than-forgiving out-of-network charges, I'm going to be out $300. That's $229 for the insurance for 3 months, and $300 on top of that. Shitty, i say, shitty small networks do that. --["QuynhNhuNguyen"]	+ ''2006-03-13 18:11:50'' [[nbsp]] Note that unless you get your prescriptions filled on campus at the Student Health Center, you're going to be paying the full cash price of the drug. The health center's website has a form you can download to submit an rx claim, but they'll only reimburse you 50%, whereas at the Health Center you'd pay a $10 generic / $30 brand copay (as of Summer 05). --["Users/AshleyRummel"]
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- ''2006-03-13 18:11:50'' [[nbsp]] Note that unless you get your prescriptions filled on campus at the Student Health Center, you're going to be paying the full cash price of the drug. The health center's website has a form you can download to submit an rx claim, but they'll only reimburse you 50%, whereas at the Health Center you'd pay a $10 generic / $30 brand copay (as of Summer 05). --["AshleyRummel"] - ------ - ''2007-03-15 17:02:05'' [[nbsp]] I think it's annoying that I have to file a waiver every year. As long as I'm in school and my parents are employed, I'll be covered by their policy. There needs to be a permanent waiver for this. --["WilliamLewis"]	+ ''2007-03-15 17:02:05'' [[nbsp]] I think it's annoying that I have to file a waiver every year. As long as I'm in school and my parents are employed, I'll be covered by their policy. There needs to be a permanent waiver for this. --["Users/WilliamLewis"]

Student Health Insurance Plan

WilliamLewis — 2007-03-15 16:02:05

Comment added.

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	+ ------ + ''2007-03-15 17:02:05'' [[nbsp]] I think it's annoying that I have to file a waiver every year. As long as I'm in school and my parents are employed, I'll be covered by their policy. There needs to be a permanent waiver for this. --["WilliamLewis"]

Student Health Insurance Plan

JohnWong — 2006-07-21 19:33:19

dental coverage

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	+ SHIP also includes dental insurance, through Delta Dental. The annual maximum benefit is $500 annually. Basic services are usually covered 100%, and a certain percentage for fillings. They do not cover crowns. +

Student Health Insurance Plan

AliceChoe — 2006-04-29 07:53:43

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- ''I also never had "real" health insurance (except Blue Cross, which doesn't cover anything really unless I'm about to die). But I don't think SHIP is cool. No, I don't think mandating health insurance is cool at all. Because insurance sucks. --["AliceChoe" alice]'' - ------ - ''2006-03-06 13:23:27'' [[nbsp]] Insurance is great, Alice...try asking the 40 million Americans living without and suffering as a result. USHIP has its ups and downs. Frankly, I bristle at the fact that they don't also advocate low-income students to sign up for Medi-cal...they foist it on all students, regardless of economic background and capability to pay. WRONG. They should allow Medi-cal as an option. Funny, with their less-than-forgiving out-of-network charges, I'm going to be out $300. That's $229 for the insurance for 3 months, and $300 on top of that. Shitty, i say, shitty small networks do that. --["QuynhNhuNguyen"]	+ ''2006-03-06 13:23:27'' [[nbsp]] Insurance is great...try asking the 40 million Americans living without and suffering as a result. USHIP has its ups and downs. Frankly, I bristle at the fact that they don't also advocate low-income students to sign up for Medi-cal...they foist it on all students, regardless of economic background and capability to pay. WRONG. They should allow Medi-cal as an option. Funny, with their less-than-forgiving out-of-network charges, I'm going to be out $300. That's $229 for the insurance for 3 months, and $300 on top of that. Shitty, i say, shitty small networks do that. --["QuynhNhuNguyen"]

Student Health Insurance Plan

AshleyRummel — 2006-03-13 17:11:50

Comment added.

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	+ ------ + ''2006-03-13 18:11:50'' [[nbsp]] Note that unless you get your prescriptions filled on campus at the Student Health Center, you're going to be paying the full cash price of the drug. The health center's website has a form you can download to submit an rx claim, but they'll only reimburse you 50%, whereas at the Health Center you'd pay a $10 generic / $30 brand copay (as of Summer 05). --["AshleyRummel"]

Student Health Insurance Plan

QuynhNhuNguyen — 2006-03-06 12:23:27

Comment added.

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	+ ------ + ''2006-03-06 13:23:27'' [[nbsp]] Insurance is great, Alice...try asking the 40 million Americans living without and suffering as a result. USHIP has its ups and downs. Frankly, I bristle at the fact that they don't also advocate low-income students to sign up for Medi-cal...they foist it on all students, regardless of economic background and capability to pay. WRONG. They should allow Medi-cal as an option. Funny, with their less-than-forgiving out-of-network charges, I'm going to be out $300. That's $229 for the insurance for 3 months, and $300 on top of that. Shitty, i say, shitty small networks do that. --["QuynhNhuNguyen"]

Student Health Insurance Plan

JasonAller — 2006-02-10 21:29:09

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- ''As someone who's never had "real" health insurance (my parents are selfemployed) this seems pretty cool. They co-pay drugs and paid for half of my ["glasses"]. I think it's great, but somone coming from Kaiser or a different health insurance company may have a different oppinion'' - ["ArlenAbraham"] - - '' - I also never had "real" health insurance (except Blue Cross, which doesn't cover anything really unless I'm about to die). But I don't think SHIP is cool. No, I don't think mandating health insurance is cool at all. Because insurance sucks. -alice - ''	+ [[Comments]] + ------ + ''As someone who's never had "real" health insurance (my parents are self employed) this seems pretty cool. They co-pay drugs and paid for half of my ["glasses"]. I think it's great, but somone coming from Kaiser or a different health insurance company may have a different oppinion'' - ["ArlenAbraham"] + ------ + ''I also never had "real" health insurance (except Blue Cross, which doesn't cover anything really unless I'm about to die). But I don't think SHIP is cool. No, I don't think mandating health insurance is cool at all. Because insurance sucks. --["AliceChoe" alice]''

Student Health Insurance Plan

AliceChoe — 2006-02-10 19:32:01

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- I also never had "real" health insurance. But I don't think SHIP is cool. No, I don't think mandating health insurance is cool at all. -alice	+ I also never had "real" health insurance (except Blue Cross, which doesn't cover anything really unless I'm about to die). But I don't think SHIP is cool. No, I don't think mandating health insurance is cool at all. Because insurance sucks. -alice

Student Health Insurance Plan

AliceChoe — 2006-02-10 19:30:26

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- I also never had "real" health insurance. But I don't think SHIP is cool. No, I don't think mandating health insurance is cool at all.	+ I also never had "real" health insurance. But I don't think SHIP is cool. No, I don't think mandating health insurance is cool at all. -alice

Student Health Insurance Plan

AliceChoe — 2006-02-10 19:30:00

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Student Health Insurance Plan

AliceChoe — 2006-02-10 19:29:01

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	+ + I also never had "real" health insurance. But I don't think SHIP is cool. No, I don't think mandating health insurance is cool at all.

Student Health Insurance Plan

ArlenAbraham — 2005-12-03 11:04:36

Damn you, Arlen Kwong!

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- ''As someone who's never had "real" health insurance (my parents are selfemployed) this seems pretty cool. They co-pay drugs and paid for half of my ["glasses"]. I think it's great, but somone coming from Kaiser or a different health insurance company may have a different oppinion'' - ["arlen"]	+ ''As someone who's never had "real" health insurance (my parents are selfemployed) this seems pretty cool. They co-pay drugs and paid for half of my ["glasses"]. I think it's great, but somone coming from Kaiser or a different health insurance company may have a different oppinion'' - ["ArlenAbraham"]

Student Health Insurance Plan

CraigBrozinsky — 2005-06-15 20:20:52

linkified glasses

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- ''As someone who's never had "real" health insurance (my parents are selfemployed) this seems pretty cool. They co-pay drugs and paid for half of my glasses. I think it's great, but somone coming from Kaiser or a different health insurance company may have a different oppinion'' - ["arlen"]	+ ''As someone who's never had "real" health insurance (my parents are selfemployed) this seems pretty cool. They co-pay drugs and paid for half of my ["glasses"]. I think it's great, but somone coming from Kaiser or a different health insurance company may have a different oppinion'' - ["arlen"]

Student Health Insurance Plan

ArlenAbraham — 2005-04-05 12:42:48

yay health insurance

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	+ ''As someone who's never had "real" health insurance (my parents are selfemployed) this seems pretty cool. They co-pay drugs and paid for half of my glasses. I think it's great, but somone coming from Kaiser or a different health insurance company may have a different oppinion'' - ["arlen"]

Student Health Insurance Plan

BrentLaabs — 2005-04-05 12:36:09

SHIP sets sail.

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	+ The [http://healthcenter.ucdavis.edu/insurance/index.html Student Health Insurance Plan] (SHIP) is the insurance plan that ["UC Davis"] offers its students. It comes in a couple flavors: GSHIP for ["Graduate Students"] and USHIP for ["Undergraduate Students"]. The main difference seems to be that the grad students pay more for it, but are more likely to have dependents covered by the insurance. + + Many of the services are handled on ["Campus"] at the ["Cowell Student Health Center"], though it also allows for referrals to other doctors. These are handled through a [wiki:WikiPedia:Blue_Cross Blue Cross of California] PPO plan. It pays: + * 80% of in-network professional services (50% out-of-network) + * 90% of in-network hospital services (50% out-of-network) + * 100% of covered expenses after you have incurred $3000 in out-of-pocket costs for in-network covered services ($5000 for out-of-network services) + + Since the University mandates that all undergraduate students have health insurance, many students just consider it another ["Undergraduate Student Fees" student fee]. However, if you have health insurance through your parents or elsewhere, you can fill out a [http://healthcenter.ucdavis.edu/insurance/waiver/transition.html waiver] to get your fees reduced. +