USE Credit Union

Location

200 B Street, across from Black Bear Diner

Hours

Mon, Tues, Thu: 9:00AM - 5:00PM

Wed: 10:00AM - 5:00PM

Fri: 9:00AM - 6:00PM

Sat: 9:00AM - 1:00PM

Phone

(530) 758-3306, 866-USE-4-YOU, 866-LOAN-NEW

Fax

(530) 756-2803

Website

http://www.usecu.org

USE Credit Union, the University and State Employees Credit Union, is the only credit union established specifically to serve the needs of students and employees of the University of California and Cal State University systems. Unfortunately, there is only one branch in Davis at the location listed above. However, USE has ATMs on campus and any Co-Op Network ATM (i.e. Golden 1, YFCU, etc.) can be used without a fee. You can also do in-branch business at any CU Service Center" around the country. The security guard is a portly fellow who sits on a stool and is a decent guy to chat with.

You need only be a student or employee at one of the UC or Cal State schools or be a resident of Yolo, Sacramento, Alameda, Santa Clara, or San Diego counties to be eligible to open an account. They offer free checking, online banking, savings, money market, and many other basic financial services to suit your needs. The staff are very friendly and will remember your name because the Davis branch is not terribly busy, and you can usually get in and out quickly without any problems.

Their "866" customer service line is only staffed during branch business hours.

Comments:

Note: You must be logged in to add comments

2007-05-31 16:38:03   I've never known a bank which always has so many staff working the counters. Most times I go in, there are no other customers but always 3-4 counters available. Maybe it never seems busy because the queues disappear very quickly! —KeithBradnam

2008-08-29 15:15:47   USE Credit Union is GREAT. All the employees are super friendly and going in there is always quick and easy and pleasant. I went in today with a pretty strange request having to do with the lease I submitted for address verification when I opened my account last year (See my comment about Acadian Properties - and PLEASE STAY AWAY from them), and Kyle went out of his way to help me out without ever making me feel like I was being difficult in any way. I came in close to tears after being treated like some kind of criminal at Acadian, and USE reminded me that good customer service actually does exist in some places. Kyle was genuine and helpful and competent, and I feel like I can say the same for everyone else I have dealt with at USE also. —shosha

2009-07-22 16:24:07   I have not had bad experiences with the people at the davis branch bank in particular. they do really do their best to get you where you need to be - where I have had trouble is their online banking/actually putting transactions through in the order they occur. It's awful and you can never tell where a fee comes from and which debit/charge/check it should apply to - also, they charge a 25cents fee to use debit no matter what and if you don't use debit you run into the above stated misorder of transactions which most often leads to more fees assessed on their end. all in all, as soon as i can get an account with a different bank i will. I am tired of going to the bank to check on my account and having even the friendly staff at a loss as to tell me what happened and why. —rdknits