US Bank

Cornerstone or time capsule from before it was US Bank

Memorial Union Location shut down

One Shields Ave.

Hours

Mon-Fri 9am to 5pm

Sat Closed

Sun Closed

Phone

(530)756-1259

Website

http://www.usbank.com

One of several Banks in Davis. A branch used to be located in Anderson Plaza where Chamonix Coffee used to reside. It may have moved after being robbed 3 times. StevenDaubert says the location that would constantly get robbed had an ATM that would give out 10's as well as 20's!

Several years ago UC Davis announced a joint project with US Bank for a full US Bank branch inside the MU, along with six new ATMs. http://www.news.ucdavis.edu/search/news_detail.lasso?id=9248 US Bank made a deal with UC Davis to place the US Bank logo on all student ID cards in exchange for the exclusive right for the next generation of student ID cards to be used as US Bank ATM cards. Reg Cards were redesigned and renamed to the new Aggie Card. The new card has the ability to be used as a US Bank ATM card if you sign up for a US Bank account. It can be used for PIN-based purchases, but it cannot be used for signature purchases like a credit card.

The new US Bank branch opened up in the MU, however the branch was the scene of repeated protests and sit-ins. US Bank decided to abandon the branch and leave campus on February 28, 2012. Some people felt that corporate advertising had gone too far with US Bank logos being plastered onto every single student ID card. Other people felt that US Bank's goal was to crowd out all other bank and credit union business and get as much student business as they could. However, the apparent goal of being the campus' bank monopoly was thwarted by repeated protests. Students didn't appreciate US Bank and US Bank decided to abandon their campus bank branch since it was not profitable for them. Hopefully, a non-profit credit union run by students will take over the space. Chancellor Katehi has mentioned that several other banks immediately started asking for the spot when US Bank left.

Misdemeanor charges have been filed against 12 people connected to the on-campus U.S. Bank protests. Letters have been sent, according to the Yolo County DA's Office.

Davis Dozen Student Protesters Plead Not Guilty — To be Defended by Legendary Defense Lawyer Tony Serra, aka the "Semantic Samurai", May 10, 2012

Warning: US Bank conducts a hard credit inquiry when you open accounts with them. This lowers your credit score and can damage your credit rating. So be careful about opening accounts with them.

If you open up a checking account, your credit score drops. If you open up a savings account too, your score drops even lower. Opening up a credit card account also makes your score drop lower. These credit inquiries add up and your credit score just keeps going lower. A lower credit score is bad news.

There are US Bank ATMs located at the MU ATM Wall, the ARC, the Health Sciences Complex, the MU Games Area, Silo, Mondavi Center, and the downtown branch. There used to be US Bank ATMs at the former US Bank branch at the MU. All US Bank ATMs are part of the MoneyPass network. Citibank customers may use MoneyPass and US Banks ATMs without a fee. Yolo Federal Credit Union also is part of the MoneyPass network and allows free use of US Bank ATMs as well as 28,000 Co-Op Network ATMs which includes virtually all credit union ATMs nationwide.

The fact that US Bank ATMs are part of the MoneyPass Network means that Yolo County Federal Credit Union members can use any US Bank ATM free of charge. In essence, the more US Bank ATMs that are deployed means more free ATMs for Yolo County Federal Credit Union members.

Comments:

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I have always found it annoying that US Bank requires parent signatures for minors to withdraw money or cash checks larger than $20. StephenHudson
Since when did they start this? —StevenDaubert
Since my parents purposefully set up a limited savings subaccount for me that I was only a cosigner of. My mistake. StephenHudson

Kerrian(sp?) is simply one of the coolest women around. Gave me great purse-cleaning tips. Thanks, girl!

2008-09-22 14:17:30   Hassan is the man when it comes to customer service! —StevenDaubert

2010-09-29 08:53:34   By far the ugliest bank in Davis, both outside and inside. Their hours (closing at 5 p.m.) are pretty inconvenient. And from what I understand (if I overheard the teller correctly) the Aggie Card is NOT a debit card, it's an ATM card. That means you can use it to get money out of a US Bank ATM, but you can't use it to buy food at the CoHo or books at the bookstore. Useless. —jsogul

2012-01-25 01:19:22   I went to the MU branch today, and they've hired a security guard, which was a surprise to me. Apparently they were shut down by sit-in protests so many days out of the last two weeks that (at least for now) they are keeping out anyone who doesn't have a US Bank account and card. —StephenHudson

• Since the university decided to emblazon the US Bank logo across my student ID, I wonder how they are going to weed protesters out. -M
  

2012-03-14 14:30:43   Why are they protesting? —halfhiphop

• Why don't you ask them?
  

• i did, didnt really hear them.