The former Davis Food Co-op Shopping Center location (closed 2008). 
South Davis Location
| Location |
| South Davis: 2171 Cowell Boulevard Suite A (In Oakshade Town Center) |
| New building location under construction at the NW corner of 5th/G Streets. |
| Hours |
| Mon-Fri 9:30 AM to 6:00 PM |
| Sat 9:00 AM to 2:00 PM |
| Phone |
| (530) 297-6700 |
| Website |
![[WWW]](http://wikispot.org/wiki/eggheadbeta/img/sycamore-www.png){kind=small} http://www.yolofcu.org |
Yolo Federal Credit Union is a credit union. Credit unions are not-for-profit cooperatives that offer all of the services of a bank such as checking and savings accounts. Membership is open to anyone who works, resides, or worships within Yolo County. Credit unions are owned by their members unlike banks which are owned by shareholders. Credit unions give back their profits to their members and also reinvest their profits into the local community. Yolo Federal Credit Union is a member of CO-OP Financial Services, which includes a shared network of 28,000 ATMs at credit unions across all 50 states. Members can get cash, make deposits, and transfer funds at CO-OP ATMs without fees. This network has more ATMs than any other bank. Bank of America for example only has 18,000 ATMs and their ATMs are only in some states.
Credit unions are insured by the NCUA (National Credit Union Administration). This insurance is just like the FDIC insurance for banks and your money is insured up to $250,000. Your money is just as safe and secure at a credit union as at a bank.
Yolo Federal Credit Union is also a member of the MoneyPass ATM network. That means that members can get cash at MoneyPass ATMs (including US Bank ATMs) for free.
Yolo Federal Credit Union also features envelope free ATMs. These machines scan your checks and can print images of your checks on your receipts if you wish.
A free student checking account is available as well as a free e-checking account that does not have any monthly fees. Yolo Federal Credit Union also has free online banking and free online billpay.
See also Creditunionville
Comments:
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2005-12-27 17:57:31 Their URL makes me laugh -like they hate Yolo County. —SteveDavison
2006-02-11 19:46:09 The site in south Davis looks like a café from the outside. I always find banks like that creepy. —DanielBrown
2006-08-28 10:37:18 Excellent service - like no other financial institution! The South Davis branch is beautiful. —JenCowan
2009-02-05 19:03:47 I'll probably end up joining this bank due entirely to their fantastic office hours. They're even open on Saturday! —DanaSullivan
2010-07-22 16:15:07 I can not tell you how inept this bank is! Upon trying to open a new account, they keyed my SS# incorrectly and caused a giant fiasco with my credit report in ChexSystems. They made it look like I was conducting identity theft, then treated me a little bit like a criminal. I think I'll try Sacramento next, as the other credit unions in town are not that much better. —RobynW
—It is an unfortunate error. People at any bank or financial institution can make a mistake in typing. Any errors in ChexSystems will not have any effect on your credit score or your credit rating. ChexSystems simply logs how many checking accounts a person opens in a given period of time. Some banks might use ChexSystems to determine whether or not to deny a person a savings or checking account, but it won't affect your credit score or rating. After 5 years, the information in ChexSystems will be gone. The slate will be wiped clean. If you are opening a bank account, always jokingly say "Make sure you type in my social security number correctly. Please double check. I want to make sure everything is accurate." —MaxLucas
